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First National Bank
P.O. Box 540
623 Elm St.
Graham, TX 76450
T: (940) 549-2040
F: (940) 549-4574
Email the Bank
Lobby Hours
M-F: 9 a.m. to 5 p.m.
Motor Bank Hours
M-F: 9 a.m. to 6 p.m.
Bryson Branch
300 Dempsey
Bryson, Texas 76427
T: (940) 392-2511
F: (940) 392-2234
Lobby Hours
M-F: 9 a.m. to 3 p.m.
F: 4 p.m. to 6 p.m.
First Call
(855) 482-6897

Information

Common Features/Fees

Limits and fees - The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account.

Account activity printout $5.00
Account balancing assistance $10.00 per hr
Account closed within 90 days of opening account $25.00
Account research $25.00 per hr
ATM cash withdrawal, balance, inquiry, transfer of funds or deposits at our ATM No Charge
ATM cash withdrawal at ATM’s other than FNB in Graham* $1.00
ATM balance inquiry or transfer of funds at any other bank’s ATM $.50
ATM Dollar Limit $300.00
Replace ATM card $5.00
Automatic transfer of funds from any account to cover Insufficient funds $5.00
Cashier's check $3.00
Lost/Replace Cashier's check $25.00
Charge back fee (per item) $3.50
Check printing (varies by type of checks ordered) varies
Collection letters - incoming and outgoing $10.00
Domestic Wire transfers (outgoing) $20.00
Domestic Wire transfers (incoming) $10.00
Duplicate statement $5.00
Foreign Wire transfers (outgoing) $75.00
Fax incoming/outgoing (per page) $2.00
First Net Online Banking/Bill Payer Service No Charge
IRA account transfers to other providers $25.00
Legal Notice (Levy, Freeze, Garnishment) $50.00
Lock Bags $15.00
Non-sufficient funds - each item (NSF) $25.00
Overdraft - each overdraft paid $25.00
The categories of transactions for which an overdraft fee may be imposed are those
by any of the following means: check, in-person withdrawals, or other electronic means
Photocopies (per page) $.50
Safe Deposit Boxes (please ask for prices)  
Safe Deposit Box Lost Key $25.00
Safe Deposit Box Drilling Cost
The FDIC or this institution does not insure the safety/protection of safe deposit boxes or their contents.
Special handling (per cycle) $25.00
Special handling for truncated accounts per item/per cycle (first 2 items) $5.00
Special handling (Hold Statement per month) $10.00
Special statement cutoff $5.00
Statement returned undeliverable $5.00
Stop payment - each item $25.00
Telephone transfer from any account (per transaction) $5.00
Temporary checks (minimum of 4) $1.00 each
Travelers cheques (percentage of purchase price) 1%
Travelers cheques for two (percentage of purchase price) 1.75%
The bolded information reflects a change in fees effective December 1, 2012.

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